Privacy Policy

Every Finance Calculator respects your privacy. This Privacy Policy explains what information we collect when you use our website at [Domain], how we use it, who we share it with, and the rights you have over your personal information. It applies to all visitors to [Brand Name], including users of any of our financial calculators, our contact form, and any other features on the site.

Because we are a US-based company serving US users, this policy is written to comply with the California Consumer Privacy Act (CCPA) as amended by the California Privacy Rights Act (CPRA). The rights described here apply most fully to California residents, with similar baseline protections extended to all US users.

Information We Collect

We collect minimal personal information. Specifically:

Automatically collected information:

  • Standard log data (IP address, browser type, operating system, referring URL, pages visited, timestamps)
  • Cookie data (see Cookies section below)
  • Analytics data (aggregated usage patterns to improve the site)

Voluntarily provided information:

  • Email address (if you contact us through email or the contact form)
  • Any content you include in a contact form submission
  • Information you choose to share when corresponding with us

Information we do NOT collect:

  • Calculator inputs. The paycheck amounts, salaries, tax rates, and other values you enter into our tools are processed in your browser and are not transmitted to or stored on our servers.
  • Financial account information, credit card numbers, or bank details. We do not process payments or require any financial information to use the calculators.
  • Social Security numbers, Tax IDs, or other government identifiers.
  • Health information.

How We Use Your Information?

We use the information we collect to:

  • Operate, maintain, and improve the site and its calculators
  • Respond to your inquiries through email or the contact form
  • Reply to your specific messages (we do not send marketing or promotional emails unless you separately opt in)
  • Analyze site usage and identify opportunities to improve user experience
  • Detect, prevent, and address technical issues, security incidents, or fraudulent activity
  • Comply with legal obligations

Sharing and Disclosure

We do not sell or rent your personal information to third parties. This is a categorical commitment, not a vague best-effort statement. We do not exchange your personal information for money, services, or any other consideration.

We share information only in these limited circumstances:

  • With service providers who help operate the site (such as hosting providers, email infrastructure, and analytics providers). These providers are contractually bound to use information only as necessary to provide their services to us.
  • To comply with legal obligations, court orders, subpoenas, or government requests where legally required.
  • To protect our rights, property, or safety, or that of our users or the public.
  • In connection with a corporate transaction such as a merger or acquisition, in which case any successor would be required to honor this Privacy Policy.

Cookies and Tracking Technologies

We use cookies and similar technologies to operate the site, remember user preferences, and gather analytics about how the site is used.

You can disable cookies through your browser settings. Disabling cookies will not prevent the site from working but may affect certain convenience features such as remembered settings.

We use the following categories of cookies:

  • Essential cookies (required for the site to function)
  • Analytics cookies (Google Analytics or similar, to understand aggregated user behavior)
  • Preference cookies (to remember your choices like dark mode or saved calculator settings)

We do not use advertising cookies, behavioral tracking cookies, or third-party advertising networks on the calculators themselves. Where required, we honor opt-out preference signals such as the Global Privacy Control (GPC) sent by your browser.

Your Rights Under CCPA/CPRA

If you are a California resident, the California Consumer Privacy Act and the California Privacy Rights Act give you specific rights regarding your personal information:

  • The right to know what personal information we collect, use, and share
  • The right to delete personal information we have collected from you
  • The right to correct inaccurate personal information
  • The right to opt out of the sale or sharing of personal information (we do not sell or share personal information for cross-context behavioral advertising, so this right is moot for our site, but you have it nonetheless)
  • The right to limit our use and disclosure of sensitive personal information
  • The right to non-discrimination for exercising your privacy rights

To exercise any of these rights, contact us at [contact@everyfinancecalculator.com]. Requests must be verifiable, which typically means we may ask for information sufficient to confirm you are the person whose data we hold. We will respond within 45 days of receiving a verifiable request.

Rights for Other US Users

Users outside California are entitled to baseline protections of similar character: the right to know what information we collect about you, the right to delete information you have provided to us, and the right to correct inaccurate information. To exercise these rights, contact us at contact@everyfinancecalculator.com.

Children’s Privacy

Every Finance Calculator is not directed at children under the age of 13. We do not knowingly collect personal information from children under 13. If we learn that we have collected such information, we will delete it promptly. This complies with the Children’s Online Privacy Protection Act (COPPA).

Data Security

We implement reasonable administrative, technical, and physical safeguards to protect personal information from unauthorized access, alteration, disclosure, or destruction. However, no internet transmission is fully secure, and we cannot guarantee absolute security.

Data Retention

We retain personal information only as long as necessary for the purposes described in this policy or as required by law. Email correspondence is typically retained for up to two years before being archived or deleted. Analytics data is retained in aggregate form and is not linked to individual users.

Changes to This Policy

We may update this Privacy Policy from time to time. When we do, we will update the ‘‘Last Updated’’ date at the top of this page. Significant changes will be communicated through a notice on the site or by email to users who have previously corresponded with us.

Contact

Questions about this Privacy Policy or your personal information should be directed to:

[Every Finance Calculator]